Testimonials

Debjyoti
( XLRI Alumnus )
Life skill Trainer & Social Activist

Actually I used to write Prof Dr (h.c.) Debajyoti Mukherjee, but at present I write only "Debjyoti ".

Feedback :

• My experience with BIRD , Kolkata is remarkably well and the professionalism shown by this institute is the hallmark of purity and dependability. One can experience state of the art culture and have the epitome of knowlege coupled with pragmatism. The vibrancy and profoundness is distinctly notable . The best thing what I ve noticed is the range of people they cover. It encompasses from farmers to Bank Branch Heads , FPOs to NGOs , Groups to individuals and it continues .....

• I am proud to be associated with BIRD, KOLKATA.

Debjyoti

Name of the Officer:  ARUN PRAKASH
Qualification            : B.Sc.; CAIIB; CFP
Designation             : 1. Chief Manager (Retired), State Bank of India (1978-2013)
                                     2. Guest Faculty Member, BIRD, Kolkata (August, 2020 to date)
Working Experience with BIRD, Kolkata:
I am associated with the Institute since last one year, taking session on Banking, Digital Banking, Credit and NPA. The participants are officials from RRBs, Cooperative Banks, Payment Banks, Small Finance Banks, BCs, NGOs and other Commercial Banks.

• Recovery Procedure
• Role of Information Technology in Financial Inclusion
• Early Warning Signal and NPA/ Post Sanction Monitoring Procedure.
• Important Acts in Banking
• Sources and Uses of Funds in Banking and Importance of Low Cost Fund Mobilization
• Credit Risk and its Management/ Documentation and Legal Aspects of Loans
• Prudential Norms and NPA Management in RRBs
• NRLM- Objectives, Approaches, Key features, Livelihood Support models under NRLM
• Financial Statements- Ratio Analysis including practical
• Documentation and Monitoring in Financing MSME Units/ Risk Management Measure
• Financial Inclusion- Regulatory Relaxation/ Documentation and Practical Aspects in the Implementation of KYC/ AML under Financial Inclusion
• Internal Check and Control in Cooperative Banks/ Cash Management Issue and Concern
• Payment System- RTGS, NEFT, NACH etc./ Rupay Card and their Interoperability
• Procedure for E-KYC and AEPS, IMPS, APBS, DBT & POS
• KYC & AML

The topics of the session are carefully chosen by the Management of BIRD, Kolkata, considering relevancy, usefulness and utility of the participant’s group. The participants’ interaction, involvement and active participation during the session give me immense satisfaction.

The Team BIRD, Kolkata is very supportive, cordial and professional in approach. I feel honoured to be the part of this team.

Thanks and regards,

(Arun Prakash)

Name of the Officer : Ajit Kumar

Designation : Assistant

Bank Name : The Bihar State Cooperative Bank Ltd.

Name of the Training Programme : Channels of Digital Banking Date of Commencement : 10-09-2020 to 11-09-2020

Effectiveness of the Programme : Helped in Building Effective knowledge on Various channels used for Digital Banking.

Ajit Kumar

Name of Officer : Roshan Verma
Designation : Assistant Manager
Bank Name : Bangiya Gramin Vikash Bank
Name of Training Programme : Training programme on “Financing MSME”
Date of Commencement : 15th February 2021

Effectiveness of programme : Training Programme was very effective and interesting.I have learned a lot of knowledge from this training regarding MSME Financing ,which is proving very useful for me in our day to day work at branch.All faculty members of this training were very experienced,energetic and devoted.They have replied all of our quaries instantly.Overall I have enjoyed this Training programme besides learning a lot of valuable knowledge.I would like to request BIRD,Kolkata to arrange such training  on  more topics like this   for  young bankers like us ,so that we can enhanced our knowledge basket.

Roshan Verma

Name of Officer : Jiban Kmar Saha
Designation : Officer JMG-I
Bank Name : Bangiya Gramin Vikash Bank
Name of Training Programme : Financial Inclusion
Date of Commencement : 02-06-2021

Effectiveness of programme : it has given me a lot of knowledge about financial sector. It will help me to grow the business of our bank.

Jiban Kmar Saha

Name of Officer : Neha kumari
Designation : Assistant Manager
Bank Name : The Bihar State Co-operative Bank Ltd.
Name of Training Programme : KYC-AML
Date of Commencement : July 9, 2020 to July 10, 2020

Effectiveness of programme : It helped to improve knowledge as well as work quality.

Neha Kumari
(Assistant Manager)

Name of Officer : Priya Sinha
Designation : Assistant
Bank Name : The Bihar State Cooperative Bank Ltd.
Name of Training Programme : Channels of Digital Banking
Date of Commencement : 10-09-2020 to 11-09-2020

Effectiveness of programme : Helped in Building Effective knowledge onVarious channels used for Digital Banking.

                                                              Priya Sinha

Name of Officer : Sadhana Kumari
Designation : Assistant Manager
Bank Name : The Bihar State Cooperative Bank Ltd.
Name of Training Programme : KYC-AML
Date of Commencement : 09-07-2020 to 10-07-2020

Effectiveness of programme :

• Establish Customer Identity
• Understand the nature of the customer activities (Primary goal to satisfy that the source of the customer’s funds is legitimate).
• Assess Money laundering risks associated with the customer for the purpose of monitoring the customer’s activities.

Name of Officer : SUSHIL KUMAR SINGH
Designation : ASSISTANT MANAGER
Bank Name : The Bihar State Cooperative Bank Ltd.
Name of Training Programme : Customer Relationship Management
Date of Commencement : 26-28 August 2020

Effectiveness of programme : Helped in building up better communication within the company. Sharing customer data between different departments enabled to work as a team and helped optimizing the customer experience.